Your Helping Hand for Working Capital
-
Strong Connections
We've vetted the nation's highest performing business lenders for the best rate, application ease, days to close, technology, servicing and more. Our discovery process will save you valuable time and energy.
-
Fast Fundings
We can help businesses obtain funding in as little as 24 hours, open a line of credit in as few as 5 days and close on an SBA 7(a) loan in as little as two weeks! Submitting an application is quick, easy and non-binding.
-
Your Partner For Life
Partner with one of our dedicated consultants for a helping hand throughout your financing journey. We will work together to help you identify your long term goals and create you a personalized financing roadmap to help you get there.
Frequently Asked Questions
What programs do you offer?
We specialize in the following areas:
- Business Line of Credit
- SBA 7(a) and Conventional Term
- Working Capital Solutions
- Airport Concessionaire (ACDBE) Financing
We can also assist with the areas below:
- Contract Financing
- Merchant Cash Advance
- Commercial Real Estate Loans
- Equipment Financing and Leasing
- Franchise Financing
- Consulting Services
- Specialized Industry Financing
- Government Grants and Incentives
What business types are eligible?
Most business types are eligible for financing from one of our many partners. We pride ourselves on providing access to some of the most prestigious lending options available.
If we can't assist you, we will do our best to help you find a suitable replacement that can.
What are the terms?
We've outlined the Business Line of Credit terms Here
Please inquire for more information regarding other available products and programs.
Will applying hurt my credit?
We only work with lending partners that utilize a soft credit pull. The loan funding process will not negatively impact your credit.
What documents will I need?
For a streamlined business line of credit, our lending partner will need the following information to present a funding offer:
- Completed Zoa Financial application form
- Most recent 3 months of business bank statements for all accounts
More documents will be requested by underwriting prior to funding, however, we like to wait until we receive our needs list to avoid any unnecessary work for our clients. Every loan program has different application requirements.
Do you lend in my state?
We're connected with finance providers licensed in all 50 states.
Let's Get Started
The first step is to schedule a no-obligation consultation to see if Zoa Financial is a good fit for your business.